If you’re a middle-class American then you probably work really hard for your money, and even after that hard work you likely still have a tight budget to live off of. That’s the American way. And look, if you have a massive amount of debt then really spending money isn’t something you should be doing much of anyways, right?
But the honest truth is that we WILL spend money, it’s just inevitable. So stop pretending you won’t, and just be smarter with how you spend your money. What exactly do I mean? [Read more…]