The Red Money

Best Credit Cards for a 680 FICO Score

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Looking for a new credit card can be confusing when there are so many options. If you have a FICO score of 680, then you’re arguably just over the edge for “good credit”.

In fact, depending on who you ask, it may fall just under what is considered good credit. As some actually categorize a good credit score as starting around 690 or even 700.

That’s why this number is so important to evaluate to see exactly what credit cards you can get approved for. [Read more…]

The Best Credit Cards for Beginners

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Getting a credit card or contemplating getting one as someone who is doesn’t have a credit profile can be a bit nerve-wracking. On one hand, it can be a source of cash when you need it, and on the other, it could leave you with unwanted debt. 

However, credit cards are not meant to be contentious. In fact, they can be valuable in building credit and teaching you how to be responsible with your finances. 

In this article, we will go through the best credit cards for beginners, including the best credit cards for college students as many lenders have special offers for students, and how you should go about making a choice. Let’s get right into it. [Read more…]

Is 760 a Perfect Credit Score? (What is Perfect and Does it Matter?)

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What is considered a perfect credit score? Does a 760 FICO score qualify as “perfect” credit? The technical answer is that, no, it does not. 850 is the highest credit score you can achieve and 800-850 is considered “excellent credit”.

That being said, 760 will likely provide you all of the same benefits as an 800+ credit score. In other words, you’ll still get approved for all of the same credit lines, and even likely get all of the same rates with a 760-780 FICO score.

That is where we need to be aiming. [Read more…]