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Money Management Guide (101 for “Average Folks”)

August 11, 2023 by Dan Cain

This article is aimed to simply be everything the “average blue-collar” “middle-class” American needs to know about managing money and keeping up with a budget in order to thrive financially. If you’re not sure what to do with your money, bookmark this article and comeback to it when needed. This is a full money management guide. [Read more…]

Filed Under: Budget, Debt, Investing, Make Money

Best Credit Cards for a 680 FICO Score

July 25, 2023 by Dan Cain

Looking for a new credit card can be confusing when there are so many options. If you have a FICO score of 680, then you’re arguably just over the edge for “good credit”.

In fact, depending on who you ask, it may fall just under what is considered good credit. As some actually categorize a good credit score as starting around 690 or even 700.

That’s why this number is so important to evaluate to see exactly what credit cards you can get approved for. [Read more…]

Filed Under: Budget, Debt, Lifestyle

The Best Credit Cards for Beginners

May 13, 2023 by Dan Cain

Getting a credit card or contemplating getting one as someone who is doesn’t have a credit profile can be a bit nerve-wracking. On one hand, it can be a source of cash when you need it, and on the other, it could leave you with unwanted debt. 

However, credit cards are not meant to be contentious. In fact, they can be valuable in building credit and teaching you how to be responsible with your finances. 

In this article, we will go through the best credit cards for beginners, including the best credit cards for college students as many lenders have special offers for students, and how you should go about making a choice. Let’s get right into it. [Read more…]

Filed Under: Budget, Debt, Lifestyle

How to Build a 3-6 Month Savings (A Different Way)

July 5, 2021 by Dan Cain

I think we all know how to build 3-6 months in savings. You simply don’t spend money and put it in savings until you have enough to cover 3-6 months worth of your bills. Not that complicated. But if you’re like me the execution isn’t quite that simple. Knowing what to do is different than actually doing it. [Read more…]

Filed Under: Budget, Debt, Investing

Dave Ramsey is Wrong (But You Should Still Follow Him)

April 6, 2021 by Dan Cain

Dave Ramsey. Probably the most famous influencer on the planet when it comes to paying off debt. If you want to get out of debt then read his books. It’s that simple. Or is it? Is there a better way? Let’s discuss. [Read more…]

Filed Under: Budget, Debt, Investing

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